ICICI Bank Personal Loan :ICICI Bank Personal Loan / Personal Loan | ICICI Bank Personal Loan Kaise Le

Friends, if you are being worried about money and you are thinking that I wish I had money at this time, then I am not worried at all at this time, now where will this money come from, then you have to worry about it at all. Because after reading this post completely you will get 100% money in your bank account. Now how will this happen, here you are thinking, so I would like to tell you that in today’s time borrowing money is as easy as bringing goods from a nearby shop, now you will say that no one lends us money, everyone refuses.

ICICI Bank Personal Loan | ICICI Bank Personal Loan / Personal Loan

 

I am telling you at all that you ask people around you to borrow money from your friends, I only said that you can borrow money, now I am going to tell you how to borrow this money, so I I am talking that you can borrow money online, that is, you can take a loan sitting at home online. Now we are going to know how to get this online loan, how much, who will get it, and the name of the bank I am going to tell you today is ICICI Bank, today we will know why ICICI Bank Personal Loan What documents will be required to take ICICI Bank Personal Loan, up to how much money ICICI Bank gives Personal Loan, For how many days you will get ICICI Bank Personal Loan, how much interest will have to be paid on ICICI Bank Personal Loan, today we will know all this in this post, if you also want to know everything, then stay with me so let’s know.

Benefits of taking ICICI Bank Personal Loan

Friends, first of all let us know what are the benefits of taking ICICI Bank Personal Loan, that is, why do we take a personal loan from this bank?

  1. Friends, the first advantage of this is that if you take a loan from here, you will get a loan of up to Rs 20 lakh.
  2. Here you will get the loan of No Security/Guarantor Required
  3. If you do a loan from here and your loan is approved then you will get the loan in your bank account in just 3 seconds.
  4. Friends, here you can get the time to repay the loan from 12 months to 60 months.

Eligibility of ICICI Bank Personal Loan

Friends, now let’s talk about eligibility i.e. who can get this loan, so let me tell you that both Salaried Person / Self-Employed can take this loan, first of all let’s talk.

Salaried Person

  1. Your age must be minimum 23 years and maximum 58 years
  2. His earning must be at least 30,000
  3. Your job must be at least 2 years old
  4. You must have been living where you are living for the last 2 years
  5. You also need to have a good civil score to take this loan.
  6. Before giving you a loan, the bank also sees which loans you have already taken.

Self-Employed

  1. Your age must be minimum 25 years and maximum 65 years
  2. Here your minimum turnover is also seen, those who are professionals, their turnover is 15 lakhs, then they will get this loan but those who are Non-Professionals it is necessary to have 40 lakhs.
  3. Friends, the bank here also knows your profit, how much profit you are earning
  4. Your business must be 5 years old
  5. Your bank account must be at least 1 year old

Documents Required For Personal Loan

Salaried Person

  1. 2 passport size photographs will be required
  2. Identity Proof in which you have to give Passport, Driving License, Voter Card, PAN Card and Aadhar Card.
  3. Residence Proof in which you have to give Passport, Driving License, Voter Card, PAN Card and Aadhar Card, one of them
  4. Latest 3 months bank statement to be given
  5. Along with this, you also have to give salary slip of 3 months.

Self-Employed

  1. Identity Proof in which you have to give Passport, Driving License, Voter Card, PAN Card and Aadhar Card.
  2. Residence Proof in which you have to give Passport, Driving License, Voter Card, PAN Card and Aadhar Card, one of them
  3. Income proof has to be given, it is necessary to give 2 years
  4. 6 months bank statement to be given
  5. Your office address proof must be given

How much will you get ICICI Bank Personal Loan

Friends, you can take a loan of up to Rs 20 lakh from here and you get 12 months to 60 months to repay the loan, on this loan you can get interest ranging from 11.25% to 19%.

How To ICICI Bank Personal Loan Apply Online

Now let us talk about how to apply for this loan online, friends, you do not have to do much to apply, you just have to go to ICICI Bank’s website and apply for personal loan and if your loan is approved then only You will get the loan amount in your bank account in 3 seconds and after that you can use this loan amount anywhere.

Leave a Comment

Your email address will not be published.